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Your Membership is non-transferable and it is non-refundable. Once Membership is granted you will only be able to access all areas of the site with use of the username and password you set up at the time you become a Member. You are responsible for each and every access or use of the site that occurs in conjunction with use of your username and password. Use of your username and password is conclusive evidence that you have accessed the Membership sections of the site. You must use all reasonable efforts to keep your username and password confidential. You must not allow any third party to access the site using your username and password and make use of the site on your behalf. You must notify KYB in writing as soon as you become aware of any unauthorized use of your Member Account, username or password.You acknowledge and agree that you are liable for, and will indemnify KYB, its related bodies corporate, affiliates, officers, directors, agents and employees against, any and all claims made by a third party arising out of your access to, and use of, the site as a Member.